The Leaves Are Falling & So Are Interest Rates!

by locationfinder on October 2, 2013

“SEASON of mists and mellow fruitfulness,
Close bosom-friend of the maturing sun;
Conspiring with him how to load and bless
With fruit the vines that round the thatch-eves run;
To bend with apples the moss’d cottage-trees,
And fill all fruit with ripeness to the core;
To swell the gourd, and plump the hazel shells
With a sweet kernel; to set budding more,
And still more, later flowers for the bees,
Until they think warm days will never cease,
For Summer has o’er-brimm’d their clammy cells.”

Nineteenth century poet, John Keats’s poem, “To Autumn” exemplifies what we are seeing around North Jersey as of late.  Majestic colors blanket the Highlands, pumpkins and hay bales adorn lawns, and folks are talking about apple picking in nearby Warwick.   North Jersey home owners are squeezing in their yard work and outdoor projects, parents are driving all over between practices and games, hunters are looking forward to game, and the falling leaves are a constant reminder that such days are numbered.  “There is barely any time to stop and sip the cider!” a satisfied client told me during the recent Ringwood Garage Sale weekend.

When we become inundated with life, sometimes we fail to look at the more mundane aspects of it, like current interest rates.   However, the end of this year looks promising, for as the leaves fall, so are the interest rates!


Currently, the 30 year interest rate has dropped to 4.32% – a significant drop which will allow homebuyers to spend more on a home and existing home owners to refinance and save thousands on the lifetime of their mortgages.  If you need a reputable mortgage expert during this busy season, contact Mike Kaplan for a solid referral!  Thinking about listing your home in the Spring?  If you would like a FREE Comparable Market Analysis and tips to improve the appearance of your home, call Mike Kaplan at 201-951-3221.


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